Freelancers

Mandatory e-invoicing for freelancers in Spain: the deadline is now official (October 2028)

October 12, 2026

You have been issuing invoices as PDFs and sending them by email for years. Your client receives them, archives them, and that is that. The system works. And it is about to change: before 6 October 2028, if you invoice other businesses or professionals in Spain, you will have to do it in structured electronic format.

Sick Leave as a Freelancer in Spain (2026): What You Get Paid and What You Keep Paying

October 7, 2026

You get ill, the doctor signs you off, and the first thing you search for is how much you’ll be paid. It’s the incomplete question. The one that decides whether you get through the sick leave without going under is different: how much keeps leaving your account while you’re paid that.

You got paid for one or two one-off jobs. Do you have to register as self-employed?

September 22, 2026

A one-off job has come your way: a couple of afternoons of private tutoring, renting out your car for a weekend, designing a logo for someone you know, shooting a friend’s wedding. They pay you, and suddenly a doubt hits you that you didn’t have when you said yes: do I have to register as self-employed for this?

You search for the answer and run into contradictory threads. Some say yes, always, no exceptions. Others say no, “if it’s small enough.” And almost none of them tell you exactly what decides whether it’s “small enough” or not, because it isn’t the amount: it’s whether that money is yours, whether what you did counts as an economic activity, and whether you’re going to repeat it.

"They want to hire me, but only if I go freelance": how to tell a fair deal from a disguised job

September 14, 2026

The offer has landed. You’d be working for that company almost every day, with a fixed desk and a schedule they’ve already told you about. But instead of a contract, they’re asking you to register as self-employed (autónomo) and invoice them every month. And the question on your mind isn’t whether the job itself is interesting, it’s another one: is this even legal? Does it pay off? And above all, how much do you need to ask for so you don’t come out losing?

How a Spanish Autónomo's State Pension Is Calculated in 2026, Step by Step

September 8, 2026

An easy question to ask and a hard one to answer: if you have spent years contributing on a base of 1,200 euros a month, how much pension will you get? The answer, assuming you have contributed enough years, is 1,028.57 euros a month across fourteen payments. And that is not an arbitrary number: it comes out of a public formula you can work through yourself with pen and paper.

Does It Pay to Move to Another Region as a Digital Freelancer in Spain? The Numbers, for Real

September 4, 2026

If your work runs entirely off a laptop, this has probably happened to you: a fellow freelancer, billing roughly what you bill, mentions what they actually keep at year’s end, and the number doesn’t match yours. Same work, sometimes even the same clients, and a real gap in what each of you takes home. The explanation is almost always the same one: you live in different Spanish regions, and that changes what you pay in income tax on the same money.

Deducting the car, the phone and the home as a freelancer: what the tax office accepts (and what it doesn't)

August 25, 2026

Some freelance expenses raise no doubt at all: office supplies, the software you use every day, your accountant. Then there are the car, the phone and the home, which happen to be the things you use for everything: for work and for life. That’s where almost every freelancer hesitates, and where the two opposite mistakes happen: deducting nothing out of fear, or deducting too much without realizing you’re taking on a real risk.

How to pay yourself a salary as a freelancer (without spending the tax money)

August 19, 2026

When you’re an employee, a fixed number lands in your account on payday. You know exactly what you have to work with, and everything else (taxes, social security) has already been taken out without you having to think about it. When you go freelance, that fixed number disappears. A client pays you 1,200 and, if you’re not careful, that 1,200 “feels like yours” the same day it lands in your account. It isn’t. Part of it has to go back out in taxes, another part covers business costs, and only what’s left after that is, genuinely, your salary.

What's new in Cuéntamo: net worth, advanced forecasting, investments and income tax

June 24, 2026

An accounting app isn’t a social network: if things are going well, you don’t need to open it every day. But over the last few months Cuéntamo has changed enough to deserve a proper look. And almost everything new has something in common: it solves something you used to do by hand, in a spreadsheet, or by checking four different places.

More than a list of features, this is a tour of what problem each new thing solves. By section.

A Year Without a Gestoría: What You Learn Doing Your Own Bookkeeping as a Freelancer

May 30, 2026

Last June, a freelancer we know told his gestoría (a tax/accounting firm) he wasn’t renewing. He’d spent four years paying 150 euros a month for a service that consisted of: he sent them the invoices, they filed his returns, and if he asked something they answered in 48 hours in a language that needed translation.

Eighteen hundred euros a year. For the IVA and the IRPF of each quarter, the annual IVA summary and the income tax return. It’s not that they did it badly: it’s that, for his case (a fiscally very simple activity), he felt he could handle it himself.