Pay Down Your Mortgage or Invest €10,000? The Real Math, Step by Step
You get €10,000 out of nowhere. A big bonus, a small inheritance, a severance payment, savings that have finally added up. And the usual dilemma shows up: do you use it to pay down the mortgage, or do you invest it?
The answer you’ll find almost everywhere is “it depends.” True, but not very useful. Let’s do the real math with numbers, so you know exactly what you’re comparing and which part of the decision isn’t math at all, but how well you sleep at night.
