Net Worth

What is net worth and how to calculate yours

June 26, 2026

Your current account balance tells you how much money you have right now. Your net worth tells you how much you’re worth financially. Those are two very different numbers, and the second one is far more useful for making decisions.

You might have 5,000 euros in the bank and an 80,000-euro mortgage, a car loan, and two credit cards with outstanding balances. Your balance looks reasonable; your net worth is probably negative. Or you might have almost nothing in your current account because all your savings are in an investment fund and a Treasury bill. Your balance looks worrying; your net worth is actually solid.

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What's new in Cuéntamo: net worth, advanced forecasting, investments and income tax

June 24, 2026

An accounting app isn’t a social network: if things are going well, you don’t need to open it every day. But over the last few months Cuéntamo has changed enough to deserve a proper look. And almost everything new has something in common: it solves something you used to do by hand, in a spreadsheet, or by checking four different places.

More than a list of features, this is a tour of what problem each new thing solves. By section.

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