The reduced property transfer tax rate in Spain: what they actually ask for in return
You sign with the reduced rate because you’re under a certain age, or because it’s your first home, and you breathe out: a few points less on the transfer tax (ITP) is thousands of euros. Then someone tells you to register at your town hall as soon as possible, and elsewhere you read you have up to twelve months to actually live there, and you’re not sure whether registering already locks you in, or whether waiting leaves you without the proof you’ll need. It’s the doubt that comes up most often in mortgage forums, and it’s rarely answered well, because it actually mixes up two different questions.