Seguridad Social

Seguridad Social

How a Spanish Autónomo's State Pension Is Calculated in 2026, Step by Step

September 8, 2026

An easy question to ask and a hard one to answer: if you have spent years contributing on a base of 1,200 euros a month, how much pension will you get? The answer, assuming you have contributed enough years, is 1,028.57 euros a month across fourteen payments. And that is not an arbitrary number: it comes out of a public formula you can work through yourself with pen and paper.

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