Monefy is the donut expense tracker: log an expense in two taps and instantly see where your money goes. Cuéntamo is a more complete platform that also tells you how much money you'll have months from now. Neither asks for your bank credentials. Here's which one fits what you're after, no spin.
| Feature | Cuéntamo | Monefy |
|---|---|---|
| The basics — where they're alike | ||
| Manual accounts (no bank connection) | Yes | Yes |
| Income & expense categories | Yes | Yes |
| Spending-by-category chart (donut) | Yes | Yes |
| Budgets | Yes | Yes |
| Multi-currency | Yes | Yes |
| Private (no bank link, your data stays yours) | Yes | Yes |
| Quick manual entry in a couple of taps | Yes | Yes |
| Where Monefy shines | ||
| Extreme simplicity (minimalist tracker) | — | Yes |
| Interactive donut (its signature gesture) | — | Yes |
| Native mobile app (iOS & Android) | Web · PWA | Yes |
| Sync via Google Drive / Dropbox | — | Yes |
| Where Cuéntamo shines | ||
| Also works on web and desktop | Yes | — |
| Balance forecast (up to 5 years, with alerts) | Yes | — |
| Expense splitting & debts (who owes whom) | Yes | — |
| Net worth | Yes | — |
| Investments (portfolio, capital gains) | Yes | — |
| Import bank/broker statements by file (CSV/Excel) | Yes | — |
| Import without handing your credentials to a third party (Habeas browser extension, local-first) | Yes | — |
| Shared books (partner, accountant) | Yes | — |
| Spanish freelancer tax module (optional) | Yes | — |
| Pricing & platform | ||
| Free version | Yes | Yes |
| Paid plan | €4.99/month | Pro (store pricing) |
| Platform | Web · PWA (Android/iOS) | iOS · Android |
If you are here, either Monefy is not quite fitting or you are checking before you decide. This page will not try to talk you round: it says where Monefy is better, where Cuéntamo is, and who each one suits. If your answer at the end is «I will stay where I am», that is a useful answer too.
Both start from the same idea: keeping track of your money without spreadsheets and without handing over your bank credentials. You create your accounts by hand, log transactions by category and see your spending in a ring chart. Both are private: neither connects to your bank, and your data stays yours — no ads, no data selling. If all you want is to log expenses and see where the month went, either will do the job.
Monefy is, deliberately, a minimalist tracker: fast, simple and built around a single gesture — tap a slice of the donut and log the expense in two taps. Cuéntamo is a more complete platform that, beyond the day-to-day, covers things Monefy simply doesn't have:
And if you freelance in Spain, there's also a full Spanish tax module — but that's an extra; this comparison is about everyday use.
Let's be fair: if all you want is to log expenses and look at the donut, and nothing more, Monefy is a good pick. Its donut is simple and fast, the app is native on your phone, and syncing through your own Google Drive or Dropbox is straightforward. Cuéntamo also has quick manual entry — a floating button with shortcuts to your categories: tap, pick a category, type the amount, done, for free — so logging speed isn't the reason to pick one over the other; the difference is everything else.
Cuéntamo is free to start: accounts, transactions, balance forecasting and expense splitting. No bank connection, no ads, no card required.
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