Monefy is the donut expense tracker: log an expense in two taps and instantly see where your money goes. Cuéntamo is a more complete platform that also tells you how much money you'll have months from now. Neither asks for your bank credentials. Here's which one fits what you're after, no spin.
| Feature | Cuéntamo | Monefy |
|---|---|---|
| The basics — where they're alike | ||
| Manual accounts (no bank connection) | Yes | Yes |
| Income & expense categories | Yes | Yes |
| Spending-by-category chart (donut) | Yes | Yes |
| Budgets | Yes | Yes |
| Multi-currency | Yes | Yes |
| Private (no bank link, your data stays yours) | Yes | Yes |
| Where Monefy shines | ||
| Extreme simplicity (minimalist tracker) | — | Yes |
| Two-tap expense entry | Quick | Yes |
| Interactive donut you tap to log expenses | — | Yes |
| Native mobile app (iOS & Android) | PWA | Yes |
| Sync via Google Drive / Dropbox | — | Yes |
| Where Cuéntamo shines | ||
| Balance forecast (up to 24 months, with alerts) | Yes | — |
| Expense splitting & debts (who owes whom) | Yes | — |
| Net worth | Yes | — |
| Investments (portfolio, capital gains) | Yes | — |
| Import bank/broker statements by file (CSV/Excel) | Yes | — |
| Shared books (partner, accountant) | Yes | — |
| Spanish freelancer tax module (optional) | Yes | — |
| Pricing & platform | ||
| Free version | Yes | Yes |
| Paid plan | €4.99/month | Pro (store pricing) |
| Platform | Web · PWA (Android/iOS) | iOS · Android |
Both start from the same idea: keeping track of your money without spreadsheets and without handing over your bank credentials. You create your accounts by hand, log transactions by category and see your spending in a ring chart. Both are private: neither connects to your bank, and your data stays yours — no ads, no data selling. If all you want is to log expenses and see where the month went, either will do the job.
Monefy is, deliberately, a minimalist tracker: fast, simple and built around a single gesture — tap a slice of the donut and log the expense in two taps. Cuéntamo is a more complete platform that, beyond the day-to-day, covers things Monefy simply doesn't have:
And if you freelance in Spain, there's also a full Spanish tax module — but that's an extra; this comparison is about everyday use.
Let's be fair: if all you want is to log expenses as fast as humanly possible and look at the donut, Monefy is hard to beat. The two-tap gesture is beautifully polished, the native app flies on your phone, and syncing through your own Google Drive or Dropbox is straightforward. If you want minimalism and logging speed and nothing more, it's a great choice.
Cuéntamo is free to start: accounts, transactions, balance forecasting and expense splitting. No bank connection, no ads, no card required.
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