Comparisons

Cuéntamo versus the alternatives

There are plenty of apps for your money, and they don't all do the same job. Here we go through the options people search for most, with Cuéntamo among them: some are about personal spending, some about invoicing as an autónomo (self-employed worker in Spain), some about splitting bills with friends. Pick by what you actually need.

Personal finances and home

Fintonic alternatives
Eleven apps along two paths: the ones that don't link your bank and the ones that do, if you pay for it. What each does, how it makes money and what it costs.
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Apps without bank linking
Which are manual only, which import your statement and which also tell you how much money you'll have.
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Net worth apps
Which ones update your mortgage on their own (variable rates too, with the Euribor), depreciate your car and value your home, and which leave it to you.
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Balance forecast apps
The few apps that tell you how much money you'll have in a few months: how far ahead, whether they need your bank login and what they cost.
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Apps for couples' expenses
Who paid what and who owes whom, shared accounts, and which ones also show you how much money you'll both have.
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Tricount vs Splitwise
Head to head: sign-up, ads, daily limit and several payers, and which one fits each case.
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Cuéntamo vs Excel
The classic spreadsheet, versus an app that handles categorisation, forecasting and, if you're self-employed, your Spanish VAT and income tax.
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Self-employed and professionals

Apps for Spanish freelancers (VAT and income tax)
Nett, Trimestral, Quipu, Cuéntica, Declarando, Contasimple, Holded, Sage and more: which ones work out your 303 and 130, which tell you how much money is really yours, and what they cost.
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Cuéntamo vs Holded
A business management ERP (invoicing, accounting, CRM, payroll), versus an app for the self-employed worker's VAT, IRPF and forecast.
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Cuéntamo vs Quipu
Invoicing and accounting with bank feeds, versus a balance forecast with the taxes built in, plus personal finances.
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Which one is right for you?

A quick rule of thumb, depending on what you're after:

These comparisons are written by the Cuéntamo team, so we are an interested party (who we are). That's why we report what each app says on its own website, with the date of the review, and point out where the other option is ahead. If you spot anything out of date, write to [email protected].

If you already use a specific app, there's also a point-by-point comparison with Wallet, Spendee, Money Manager, Monefy, Margen and Neto.

Try it yourself

Cuéntamo is free to start — no bank connection, no ads and no card required. The best comparison is your own experience.

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