Comparison

Cuéntamo vs Money Manager: an honest comparison

Money Manager (by Realbyte) is one of the world's most popular mobile expense managers. It's manual and private, just like Cuéntamo. The difference is the focus: one shines at logging your day-to-day on your phone; the other goes further with balance forecasting, debt splitting, net worth and investments. Here's which one fits you, no spin.

FeatureCuéntamoMoney Manager
The basics — both manual and private
Manual accounts (no bank connection)YesYes
Customisable categoriesYesYes
Budgets per categoryYesYes
Spending charts & reportsYesYes
No bank connection (privacy)YesYes
Where Money Manager shines
Native mobile app (iOS/Android)— (PWA)Yes
Quick, comfortable entry on your phoneDecentYes
Double-entry bookkeepingYes
Attach a photo of the receiptYes
Huge community (20M+ downloads)Yes
Where Cuéntamo shines
Balance forecast (up to 24 months, with alerts)Yes
Expense splitting & debts (who owes whom)Yes
Spanish freelancer tax module (optional)Yes
Net worthYes
Investments (portfolio, capital gains)Yes
Import bank/broker statements by file (CSV/Excel)Yes
Shared books (partner, accountant)Yes
Full experience on a big screen (web app)YesMobile-first
Pricing & platform
Free planYesYes (with ads)
Paid plan€4.99/monthPaid version (removes ads)
PlatformWeb · PWA (Android/iOS)App (iOS/Android)

How they're alike

Both start from the same idea: keeping track of your money without spreadsheets and without handing over your bank credentials. You create your accounts by hand (cash, bank, card), log your transactions and organise everything by category. Both offer budgets per category, charts to see where your money goes, and a clear privacy premise: since neither connects to your bank, your banking data never leaves your hands. If what you want is to log expenses and balance the month, either will do the job.

How they differ

Money Manager is, above all, a very polished mobile app: fast for logging, comfortable in the hand, with double-entry bookkeeping, receipt photos and a huge community behind it (over 20 million downloads). Cuéntamo is a more complete platform that, beyond the day-to-day, covers things Money Manager doesn't attempt:

And if you freelance in Spain, there's also a full Spanish tax module — but that's an extra; this comparison is about everyday use.

When Money Manager may suit you better

Let's be fair: if what you want is to log your personal expenses on your phone as quickly and comfortably as possible, Money Manager is tremendously polished at exactly that. It's a native app (Cuéntamo is web/PWA), on-the-go entry is very slick, it offers double-entry bookkeeping and receipt photos, and it has a huge community and years of mileage behind it. If you don't need balance forecasting, debt splitting or net worth, it's an excellent, well-proven choice.

Summary. Logging expenses on your phone, fast and comfortable, with a battle-tested native app? Money Manager. Want to also know your future balance, split expenses and debts, see your net worth and investments in one view, and import your transactions by file? Cuéntamo (and if you freelance in Spain, it handles your taxes too). And you don't have to decide blind — both are free to start.

Try it with your own numbers

Cuéntamo is free to start: accounts, transactions, balance forecasting and expense splitting. No bank connection, no ads, no card required.

Start for free →

Frequently asked questions

It depends on what you need. Money Manager is a great fit if you want to log expenses on your phone quickly and comfortably, with a very polished native app, double-entry bookkeeping, budgets and charts. Cuéntamo is a better fit if you also want balance forecasting, expense splitting and debts between people, net worth or investments, and file-based statement imports. Both are manual (neither connects to your bank) and both respect your privacy.
No. Money Manager works with manual entry: you create your accounts and log transactions by hand. In that respect it's like Cuéntamo, which doesn't connect to your bank either. The difference is that Cuéntamo also lets you import your statements by file (CSV, Excel, ODS) and from brokers, while in Money Manager everything is entered by hand.
Money Manager offers a double-entry mode for tracking savings, insurance, loans and property. Cuéntamo isn't a classic double-entry ledger: it focuses on accounts, transactions, transfers and forecasting, and adds net worth and investments. They're different approaches. (If you freelance in Spain, Cuéntamo also has an optional tax module, but this comparison focuses on everyday home use.)
Money Manager is a native mobile app for iOS and Android, with over 20 million downloads. Cuéntamo is a web application with a PWA: it runs in the browser on any device and can be installed as an app on Android and iOS, but it isn't a native app.
Money Manager has a free version (with ads) and a paid version that removes ads and unlocks features; check your device's app store for the current price. Cuéntamo is free to start; the Cuéntamo Más plan costs €4.99/month, with an Early Bird price of €3.99/month for early subscribers.
This comparison was put together from public information at realbyteapps.com (July 2026). Features and prices of both products may change; always check each product's official website and app store listing. Cuéntamo is not affiliated with Money Manager or Realbyte; "Money Manager" and "Realbyte" are trademarks of their owner. If you spot anything out of date, write to [email protected] and we'll fix it.