Comparison

Cuéntamo vs Money Manager

Money Manager (by Realbyte) is for logging expenses on your phone. So is Cuéntamo, with no bank connection, and it keeps going from there: it forecasts your balance months and years ahead, splits expenses between people, adds net worth and investments, imports your bank statement instead of making you type it, and works the same on your phone as on your computer. And if you're coming from Money Manager, it brings your history with you. Here's the comparison, point by point.

This comparison is written by the Cuéntamo team: we are an interested party. Who we are.
FeatureCuéntamoMoney Manager
The basics, without connecting your bank
Manual accounts (no bank connection)YesYes
Customisable categoriesYesYes
Quick manual entry (category shortcuts)YesYes
Budgets per categoryYesYes
Spending charts & reportsYesYes
Receipt photo attached to the transactionYes (Más), and it reads the receiptYes
Backup of your dataYesYes
Double-entry bookkeeping—Yes
Bringing in your transactions
Imports your Money Manager history (with categories and tags)Yes—
Import the statement exactly as your bank or broker gives it to you (CSV, Excel, ODS)YesOnly via its Excel template
Transactions that come in without typing or handing over your credentials (Habeas browser extension, local-first)Yes—
Balance anchors: confirm your real balance and get warned if anything breaks itYes—
Undo and redo (a whole import with Ctrl+Z)Yes—
Beyond logging
Balance forecast (up to 5 years, with alerts)Yes—
Expense splitting & debts (who owes whom)Yes—
Net worth with history (home, mortgage, vehicle)Yes—
Investments (portfolio, capital gains)Yes—
Shared books (partner, accountant)Yes—
Spanish freelancer tax module (VAT, income tax, record books)Yes—
Built for Spain (tax rules, Spanish)YesTranslated
Pricing & platform
Free planYes, no adsYes, with ads
Paid planMás, €4.99/monthPaid version (removes ads)
On your computerYes, without depending on your phonePC Manager, with the phone on the same Wi-Fi
PlatformWeb · installable app (iPhone, Android, desktop)App (iOS/Android)

Looking for an alternative to Money Manager?

If you're here, you've probably run into one of its limits: having to type everything in (or first reshape it into its Excel template), needing your phone switched on and on the same Wi-Fi to use it on your computer, the ads in the free version… or, above all, that it tells you where your money went but not how much you'll have. Cuéntamo solves all of that.

Where they overlap

Both start from the same idea: running your money without spreadsheets and without giving anyone access to your bank. You set up your accounts by hand (cash, bank, card), log transactions with shortcuts to your categories and see it all in budgets and charts. Both keep the receipt photo and back up your data. So far, a draw.

Where Cuéntamo wins

What about quick logging on your phone?

Cuéntamo too. That's the usual argument for Money Manager, and in Cuéntamo the quick-entry button takes you to your favourite categories: button, category, amount, done, free and with no ads. It installs on your phone like any app, and what you log on the go you then see on the big screen without connecting anything.

Where we still have ground to cover. If you keep your books with double-entry bookkeeping (savings, insurance, loans and property as asset and liability accounts), Money Manager offers it and Cuéntamo doesn't: Cuéntamo is organised around accounts, transactions, transfers and net worth.

Try it with your own numbers

Free, no ads, unlimited transactions, no card required. Bring your Money Manager history or your bank statement, and in a few minutes you'll see how much money you're going to have.

Start for free →

Frequently asked questions

It depends on how you like to keep your accounts. If you like double-entry bookkeeping and mostly use your phone, Money Manager does it well. If you want to forecast your balance, import your bank statement exactly as you download it, split expenses between people or use it the same way on a computer without depending on your phone, Cuéntamo covers that side. Both are free to start, so you can try both at no cost.
No. Money Manager works with manual entry, and to import in bulk you have to reshape your data into its Excel template. Cuéntamo doesn't connect to your bank either, but it reads the statement exactly as your bank or broker gives it to you (CSV, Excel, ODS), or brings it in with the Habeas extension (local-first), where you log in to your bank yourself and it reads the transactions in your own browser. Habeas doesn't connect to every bank yet; for the rest, the file.
Yes. Cuéntamo imports the file Money Manager exports and keeps your categories and tags, so you keep your history and the forecast works with your own data from day one.
Money Manager offers a double-entry mode for tracking savings, insurance, loans and property. Cuéntamo isn't a classic double-entry ledger: it's organised around accounts, transactions, transfers and forecasting, and it tracks your net worth (home, mortgage, vehicle, investments) with its month-by-month history. If what you want is to know how much you have and how much you'll have, it covers that without journal entries.
Money Manager is a mobile app for iOS and Android; on a computer you use its PC Manager, which needs the phone on the same Wi-Fi. Cuéntamo runs in the browser on any device, installs as an app on Android, iPhone and desktop, and the same book is on your phone and on the big screen without depending on anything else.
Money Manager has a free version with ads and a paid version that removes them; check your device's app store for the current price. Cuéntamo's free plan has no ads, unlimited accounts and transactions and a 6-month forecast; Cuéntamo Más costs €4.99/month (€49.90/year), with an Early Bird price of €3.99/month for the first subscribers.
This comparison was put together from public information at realbyteapps.com and its help centre (reviewed September 2026). Features and prices of both products may change; always check each product's official website and app store listing. Cuéntamo is not affiliated with Money Manager or Realbyte; "Money Manager" and "Realbyte" are trademarks of their owner. If you spot anything out of date, write to [email protected] and we'll fix it.