Comparison

Cuéntamo vs Money Manager: an honest comparison

Money Manager (by Realbyte) is one of the world's most popular mobile expense managers. It's manual and private, just like Cuéntamo. The difference is the focus: one shines at logging your day-to-day on your phone; the other goes further with balance forecasting, debt splitting, net worth and investments. Here's which one fits you, no spin.

FeatureCuéntamoMoney Manager
The basics — both manual and private
Manual accounts (no bank connection)YesYes
Customisable categoriesYesYes
Budgets per categoryYesYes
Spending charts & reportsYesYes
No bank connection (privacy)YesYes
Quick manual entry (category shortcuts)YesYes
Where Money Manager shines
Quick, comfortable entry on your phoneDecentYes
Double-entry bookkeepingYes
Attach a photo of the receiptYes
Huge community (20M+ downloads)Yes
Where Cuéntamo shines
Imports your Money Manager history (with categories and tags)Yes
Export AND import your data (full backup)YesExports to .xls
Balance forecast (up to 5 years, with alerts)Yes
Expense splitting & debts (who owes whom)Yes
Spanish freelancer tax module (optional)Yes
Net worthYes
Investments (portfolio, capital gains)Yes
Import bank/broker statements by file (CSV/Excel)Yes
Import without handing your credentials to a third party (Habeas browser extension, local-first)Yes
Shared books (partner, accountant)Yes
Also works on web and desktopYes
Pricing & platform
Free planYesYes (with ads)
Paid plan€4.99/monthPaid version (removes ads)
PlatformWeb · PWA (Android/iOS)App (iOS/Android)

Looking for an alternative to Money Manager?

If you are here, either Money Manager is not quite fitting or you are checking before you decide. This page will not try to talk you round: it says where Money Manager is better, where Cuéntamo is, and who each one suits. If your answer at the end is «I will stay where I am», that is a useful answer too.

How they're alike

Both start from the same idea: keeping track of your money without spreadsheets and without handing over your bank credentials. You create your accounts by hand (cash, bank, card), log your transactions and organise everything by category. Both offer budgets per category, charts to see where your money goes, and a clear privacy premise: since neither connects to your bank, your banking data never leaves your hands. If what you want is to log expenses and balance the month, either will do the job.

How they differ

Money Manager is, above all, a mobile app: built for logging on the go, with double-entry bookkeeping, receipt photos and a huge community behind it (over 20 million downloads). Cuéntamo is a broader platform that, beyond the day-to-day, covers things Money Manager doesn't attempt — and works the same on your phone, in the browser and on the desktop:

And if you freelance in Spain, there's also a full Spanish tax module — but that's an extra; this comparison is about everyday use.

When Money Manager may suit you better

Let's be fair: it comes down to preference. Money Manager is a native app for iOS and Android; Cuéntamo works on web, on the desktop and as an installable app (PWA) on Android and iOS. If you'd rather have a native app and only plan to use it on your phone, Money Manager covers that ground well: it offers double-entry bookkeeping and receipt photos, and it has a huge community behind it (over 20 million downloads). If you don't need balance forecasting, debt splitting or net worth, it's a well-proven choice.

Summary. Logging expenses on your phone with a native app and a huge community behind it? Money Manager. Want to also know your future balance, split expenses and debts, see your net worth and investments in one view, import your transactions by file, and use it on web and desktop too? Cuéntamo (and if you freelance in Spain, it handles your taxes too). And you don't have to decide blind — both are free to start.

Try it with your own numbers

Cuéntamo is free to start: accounts, transactions, balance forecasting and expense splitting. No bank connection, no ads, no card required.

Start for free →

Frequently asked questions

For most people, Cuéntamo. It goes well beyond logging expenses: real balance forecasting years out, expense splitting and debts between people, net worth and investments in one place, file-based statement imports, shared books and a freelancer tax module, and it runs on the web, desktop, Android and iPhone, not just your phone. Money Manager has its strengths (a comfortable native app for logging expenses fast, with double-entry bookkeeping, budgets and charts), but those are narrower advantages next to what Cuéntamo covers. Our goal is to be the best personal-finance app for households and freelancers, and where we're not there yet, we work on it every day. Both are manual (neither connects to your bank), both respect your privacy and both are free to start, so you can try them at no cost.
No. Money Manager works with manual entry: you create your accounts and log transactions by hand. In that respect it's like Cuéntamo, which doesn't connect to your bank either. The difference is that Cuéntamo also lets you import your statements by file (CSV, Excel, ODS), from brokers, or with the Habeas browser extension (local-first), where you log in to your bank yourself and it reads the movements in your own browser —it doesn't (yet) connect to every bank—, while in Money Manager everything is entered by hand.
Money Manager offers a double-entry mode for tracking savings, insurance, loans and property. Cuéntamo isn't a classic double-entry ledger: it focuses on accounts, transactions, transfers and forecasting, and adds net worth and investments. They're different approaches. (If you freelance in Spain, Cuéntamo also has an optional tax module, but this comparison focuses on everyday home use.)
Money Manager is a native mobile app for iOS and Android, with over 20 million downloads. Cuéntamo runs in the browser on any device, installs as an app on Android and iOS, and also works on the desktop: the same account book on your phone and on the big screen.
Money Manager has a free version (with ads) and a paid version that removes ads and unlocks features; check your device's app store for the current price. Cuéntamo is free to start; the Cuéntamo Más plan costs €4.99/month, with an Early Bird price of €3.99/month for early subscribers.
This comparison was put together from public information at realbyteapps.com (July 2026). Features and prices of both products may change; always check each product's official website and app store listing. Cuéntamo is not affiliated with Money Manager or Realbyte; "Money Manager" and "Realbyte" are trademarks of their owner. If you spot anything out of date, write to [email protected] and we'll fix it.