Money Manager (by Realbyte) is one of the world's most popular mobile expense managers. It's manual and private, just like Cuéntamo. The difference is the focus: one shines at logging your day-to-day on your phone; the other goes further with balance forecasting, debt splitting, net worth and investments. Here's which one fits you, no spin.
| Feature | Cuéntamo | Money Manager |
|---|---|---|
| The basics — both manual and private | ||
| Manual accounts (no bank connection) | Yes | Yes |
| Customisable categories | Yes | Yes |
| Budgets per category | Yes | Yes |
| Spending charts & reports | Yes | Yes |
| No bank connection (privacy) | Yes | Yes |
| Quick manual entry (category shortcuts) | Yes | Yes |
| Where Money Manager shines | ||
| Quick, comfortable entry on your phone | Decent | Yes |
| Double-entry bookkeeping | — | Yes |
| Attach a photo of the receipt | — | Yes |
| Huge community (20M+ downloads) | — | Yes |
| Where Cuéntamo shines | ||
| Imports your Money Manager history (with categories and tags) | Yes | — |
| Export AND import your data (full backup) | Yes | Exports to .xls |
| Balance forecast (up to 5 years, with alerts) | Yes | — |
| Expense splitting & debts (who owes whom) | Yes | — |
| Spanish freelancer tax module (optional) | Yes | — |
| Net worth | Yes | — |
| Investments (portfolio, capital gains) | Yes | — |
| Import bank/broker statements by file (CSV/Excel) | Yes | — |
| Import without handing your credentials to a third party (Habeas browser extension, local-first) | Yes | — |
| Shared books (partner, accountant) | Yes | — |
| Also works on web and desktop | Yes | — |
| Pricing & platform | ||
| Free plan | Yes | Yes (with ads) |
| Paid plan | €4.99/month | Paid version (removes ads) |
| Platform | Web · PWA (Android/iOS) | App (iOS/Android) |
If you are here, either Money Manager is not quite fitting or you are checking before you decide. This page will not try to talk you round: it says where Money Manager is better, where Cuéntamo is, and who each one suits. If your answer at the end is «I will stay where I am», that is a useful answer too.
Both start from the same idea: keeping track of your money without spreadsheets and without handing over your bank credentials. You create your accounts by hand (cash, bank, card), log your transactions and organise everything by category. Both offer budgets per category, charts to see where your money goes, and a clear privacy premise: since neither connects to your bank, your banking data never leaves your hands. If what you want is to log expenses and balance the month, either will do the job.
Money Manager is, above all, a mobile app: built for logging on the go, with double-entry bookkeeping, receipt photos and a huge community behind it (over 20 million downloads). Cuéntamo is a broader platform that, beyond the day-to-day, covers things Money Manager doesn't attempt — and works the same on your phone, in the browser and on the desktop:
And if you freelance in Spain, there's also a full Spanish tax module — but that's an extra; this comparison is about everyday use.
Let's be fair: it comes down to preference. Money Manager is a native app for iOS and Android; Cuéntamo works on web, on the desktop and as an installable app (PWA) on Android and iOS. If you'd rather have a native app and only plan to use it on your phone, Money Manager covers that ground well: it offers double-entry bookkeeping and receipt photos, and it has a huge community behind it (over 20 million downloads). If you don't need balance forecasting, debt splitting or net worth, it's a well-proven choice.
Cuéntamo is free to start: accounts, transactions, balance forecasting and expense splitting. No bank connection, no ads, no card required.
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