Home

Home is the first screen you see when you open Cuéntamo, and its control panel: it gathers what matters about your finances at a glance. At the top, a snapshot of your net worth (what you are worth today); below it, the month at a glance with income, expenses and their breakdown by category; and then your budgets, your savings goals, your investments and the upcoming forecast transactions heading your way.

It is not a screen where you do things, but where you check the overall state and jump into the detail from there. Almost every block is a shortcut: click it and it takes you to the matching full screen (Transactions, Budgets, Net worth…). Think of it as the living index of your finances.

Some blocks depend on Cuéntamo Más or on having the relevant module enabled (investments, manual net worth). Where that is the case, we say so; if you don't have that feature, the block simply doesn't appear.

The welcome wizard (getting set up)

The very first time you come in, before you see Home, a full-screen welcome wizard walks you through the setup. It has five steps, with a progress bar across the top:

• Your account book. You name it and choose its base currency (euro, dollar, pound, several Latin American currencies…). It is the unit where all your accounts and transactions will live.
• Your first account. Name, type (checking, savings, credit card, cash, investment or other) and the balance it holds today. If you already had accounts, the wizard skips this step and shows you the ones you have.
• Add more accounts? A summary of what you created, with the option to add another or continue.
• Import your history. For each account you can load your bank statement (see bank import). Cuéntamo makes sure your current balance still adds up after importing: if you declared a balance, it recalculates the initial one so the history isn't inflated. Each imported account is marked with a tick .
• Detect recurring items. If you imported transactions, a step offers to automatically detect your periodic income and expenses (see recurring items) so the forecast starts on solid ground.

The last step is a congratulations screen with a small chart of your balance forecast. When you click “Finish”, the wizard closes for good (it won't show again) and drops you into the Forecast.

The wizard doesn't appear if you joined someone else's book by invitation: in that case the book is already set up and you land straight on Home.

The “getting started” checklist

Once inside Home, for the first few days you will see a getting started card: a checklist with a progress bar that guides you to get the most out of the app. The steps are:

• Create your account book (already done when you signed up).
• Add accounts (ticked once you have two or more).
• Create a recurring item (at least one).
• Record a real transaction.
• Visit the Forecast.
• Set up quick access (your custom menu; see quick access).

Each pending step has a “Go” button that takes you exactly where you need to be. When you complete them all, the card congratulates you and disappears on its own after a few seconds. You can also dismiss it at any time with the “×” in the corner; once dismissed, it doesn't come back.

The net worth block

The first thing you see is your net worth: everything you have minus everything you owe, worked out from your accounts, investments and —if you have added them— your manual assets and liabilities (house, car, mortgage…). The big number is your net worth (in red if negative), and just below it the total assets (in green) and total liabilities (in red, with a minus sign) are split out.

Because the server computes it from your real data, this figure matches to the cent with the rest of the app. It is your total balance, expanded: not just liquid cash, but your whole wealth.

If you have assets or liabilities added by hand, an “include manual” toggle appears: turn it off to see only your liquid money (accounts and investments), turn it on for the full picture with house, car and debts. The preference is remembered on that device.

The composition by class (expandable)

Below the net figure is the Composition: your net worth broken down by type of asset, ordered from the most liquid to the least. Each line shows its total (in red if it subtracts, like debts), and the ones grouping several items expand when clicked.

The classes you may see, depending on what you have:

• Cash and accounts: the balance of your accounts — checking, savings, cards and cash.
• Investments: your positions at market value, plus the cash in investment accounts.
• Fixed income: active deposits, bills and bonds (each shows its maturity date when expanded).
• Real estate, vehicles, external savings, valuables and other assets: your manual net-worth assets.
• Credit cards, mortgages, loans and other debts: the liabilities, which subtract.

When you expand a class you see each item by name; accounts also show their type, and fixed-income products their maturity date. One important detail: inactive accounts with a balance also count (that money is still yours), so the composition stays consistent with the net figure.

With Cuéntamo Más, at the foot of the composition there is a “manage manual” link that takes you to the Net worth screen to add or edit the house, car or mortgage.

The evolution chart (Cuéntamo Más)

With Cuéntamo Más, next to the net figure you get an evolution chart: how your net worth has grown (or shrunk) over time, with one point per month-end plus today. This shows you the trend, not just the snapshot of one instant.

You can narrow the window with the 1 year / 2 years / 5 years / All buttons (only the ranges that add something for your history are offered). A small recalculate button (the circular icon) rebuilds the series by hand in case you want to force an update; normally it recalculates on its own when your data changes. If there isn't enough history yet, you will see a notice instead of the chart.

The composition and the net worth total are for everyone; the evolution history and the management of manual assets/liabilities require Cuéntamo Más.

Notice about currencies with no exchange rate

If you have accounts in a currency other than your base currency and Cuéntamo doesn't have the exchange rate to convert them, a discreet amber notice appears telling you which currencies are missing, with an “update rates” button that tries to fetch them right away. Until a rate is available, those accounts can't be converted to your base currency accurately.

The month at a glance

The next block sums up a specific month in three cards: income (in green), expenses (in red) and the balance (the difference). At a glance you know whether the month was up or down.

Above them you have the controls to choose which month you are looking at:

• Two arrows to go to the previous or next month (you can't move past the current month).
• The month name, which opens a small calendar to jump to any past month; it includes a “Today” button to return to the current month. Future months are disabled.
• A tag filter to see only the transactions with those tags.
• If you use the investments module, an “include investments” checkbox that adds (or not) the movements of your investment accounts to the summary. The preference is remembered.

The summary respects the rules of what counts as income/expense: transfers and movements flagged not to count are left out.

The breakdown by category (the donuts)

If the chosen month has transactions, below the summary two donut charts appear: one for income and one for expenses, split by category. Each donut comes with the list of categories with their percentage and their amount.

The top ten categories are shown; the rest are grouped into a grey slice labelled “Others”. When you click any category in the list (except “Others”), Cuéntamo takes you to Transactions already filtered by that category and that month, so you see exactly what is inside. It is the quick way to go from “where is my money going?” to the concrete detail.

The investments widget

If you have the investments module enabled and there is capital invested, a summary of your portfolio appears with three figures: the total value, the unrealized gain (what you have gained or lost against what you paid, with its percentage) and the dividends this year.

Below, a coloured bar splits the portfolio by instrument type (stocks, ETFs, funds…) with its legend. A “view portfolio” link takes you to the full Investments screen. If you have no investments or the module is off, this block isn't shown.

The budgets of the month

The budgets block shows how you are doing on spending in each capped category, with a progress bar per budget: green if you have room, amber as you near the limit and red if you have gone over. Each line shows what has been spent against the cap.

Clicking any budget (or the “view all” link) takes you to the Budgets screen. If you don't have any yet, the block invites you with a link to create your first one.

The savings goals

The savings goals block shows your active goals (up to three, ordered by the nearest target date), each with its progress bar, the percentage reached and the months remaining. Goals completed recently (in the last thirty days) appear marked in green as a small celebration.

Clicking a goal or the “view all” link takes you to the full screen. If you have none, the block offers to create the first one.

The upcoming forecast transactions

The last block lists your five upcoming forecast transactions: the future income and expenses Cuéntamo has generated from your recurring items, ordered by date. For each one you see the concept, the date, the account, the category and the amount.

Click any of them and you jump to Transactions with that movement highlighted, in case you want to confirm it, edit it or check the context. It is a quick look at “what is coming” without opening the full Forecast. If you have no forecast transactions, this block doesn't appear.

The quick-entry button

In one corner of Home (and throughout the app) you always have the floating quick-entry button to hand: a shortcut to jot down an income or expense without leaving where you are. It is the fastest way not to leave any movement unrecorded in the moment.

How it fits with the rest

Home is the meeting point: it brings together on a single screen what lives separately across the rest of the app. Net worth tells you what you are worth today (detail in Net worth and Accounts); the month summary and the donuts, where your money goes (detail in Transactions); the upcoming items, what is coming (detail in Forecast); and budgets, goals and investments, how you are doing on your plans. From here, one click takes you to any of them.