Deposits, treasury bills and bonds
Fixed income with automatic coupons and maturities
One product = one account
Every fixed-income product (a deposit, a treasury bill, a bond) lives as an account of type fixed_income with its own balance. When you create it, Cuéntamo records the initial outflow on the bank account you select.
Automatic coupons
If you set monthly, quarterly or annual coupons, a Recurring entry is created on the bank account for the net coupon amount (19 % withholding already deducted). For at-maturity deposits, the yield lands in full on the closing date.
Maturity + auto-renewal
A daily cron flags products whose maturity has arrived as matured and creates the repayment income (principal + net yield). With auto-renewal on, it also provisions a new identical product starting that day.
Product detail
Clicking a row in the Fixed income tab opens the product fact sheet: current value, accrued interest, gross and net yield to maturity, and the cash-flow history on the linked bank account (initial purchase, registered coupons, repayment). From there you can manually record off-schedule coupons or force the maturity.